Protecting Families with Peace of Mind

Reliable final expense for life insurance services in the great state of Georgia.

HOW TO PROTECT YOUR FAMILY WHEN THAT DAY ARRIVES:

Since death is one thing we cannot predict, prevent, evade, or avoid...

YOU NEED TO BE PREPARED TODAY!

Your family may have to make dozens of decisions in the 24 hours after your death, even without knowledge of your final wishes.

Think about your family

IT HAS TO BE DONE!

Don’t make the most difficult time in your family’s life even harder!

The high cost of death. 

Help at the time of need.

We recommend you do TWO things to be prepared:

1. Arrange in Advance Upon request, we will furnish a Senior Care Brochure to aid you in
pre-planning your funeral and last wishes.

2. Fund in Advance We can help you apply for a Life Insurance Policy, which pays CASH to your beneficiary.


Be Prepared Today TODAY'S DECISION IS TOMORROW'S PEACE OF MIND

Funerals are often the 3rd largest family expense 


Our Services

Discover the comprehensive life insurance solutions we offer.

Life Insurance Coverage

Protect your family with tailored life insurance policies.

Final Expense Policies

Secure peace of mind from unexpected funeral costs.

Family Financial Protection

Personalized life insurance to secure your family's future.

Personalized Insurance Consultations

Get expert advice to find the best insurance options for your unique situation.

Incarcerated Family Member

​Life Insurance to Cover an Incarcerated Family Member

The Guaranteed Issue Final Expense Whole Life Policy is a unique solution that allows a family member to purchase much-needed coverage for a relative who is incarcerated. This policy requires no health questions whatsoever—there is no medical exam, and (from most states) no signature or recording is needed from the prospective insured, making the process simple and private. 

​Coverage amounts are available up to $10,000. For the first three years, if the insured passes away from natural causes, the policy pays out a limited benefit equal to 110% of the premiums paid. However, accidental death is covered at the full benefit amount from day one—there is no waiting period for accidental death. 

After the 3-year limited benefit period, the person is fully covered.

  •   Natural death will payout the full face value.

  •   Accidental death will result in a payout equal to twice the face value.

​This whole life policy offers additional valuable features, including: 

​• Cash value growth over time, which you can borrow against if needed 

Lifetime coverage: the policy never expires as long as premiums are paid 

Premiums never increase 

Benefit never decreases 

Fast claims service: most claims are paid within 24 hours of receiving the required paperwork 

No restrictions on tobacco or nicotine use

This policy provides families with a straightforward way to ensure their loved one’s final expenses are covered, even in challenging circumstances.

Family members may call 706-306-1996 for free quotes and details

The family member purchasing the policy may be the

spouse, adult child, parent, adult grandchild, grandparent or sibling of the person to be insured, and  must be in the state of Georgia.

Committed to Your Peace of Mind

We are a life insurance agency dedicated to helping families find the right coverage for their needs. We specialize in providing life insurance and final expense policies for individuals ages 0 to 85, offering peace of mind and financial security for loved ones.

Why Choose Us?

Discover the top reasons to trust Arlene Holmes Harris for life insurance.

Expert Guidance

Our knowledgeable team provides tailored advice for your insurance needs.

Personalized Solutions

We customize policies to ensure the best protection for your family.

Commitment to Care

We prioritize your family's peace of mind above all.

Local Support

Proudly serving Augusta, GA, with dedicated, accessible service.

Contact Us

Reach out to Arlene Holmes Harris Life Insurance Agency for personalized assistance and coverage options.

Augusta, GA, 30906

706-306-1996

info@arleneholmesharris.com

Business Hours: 9:00 AM - 9:00 PM Monday - Saturday

Frequently Asked Questions

Your questions answered for clarity and assurance about life insurance.

What types of life insurance do you offer?

We offer a variety of life insurance policies, including term, whole life, and final expense options tailored to your needs.

How can life insurance benefit my family?

Life insurance provides financial security, ensuring your loved ones are supported financially in case of your passing.

What is a final expense policy?

A final expense policy helps cover funeral and burial costs, relieving your family of unexpected expenses during a difficult time.

Can I customize my life insurance policy?

Yes, we work with you to personalize your coverage based on your specific situation and financial goals.

How do I know how much coverage I need?

Our expert team will consult with you to assess your needs and recommend appropriate coverage levels for your family's protection.

What are your business hours?

We are open Monday to Saturday from 9:00 AM to 9:00 PM for your convenience.

Get the Protection Your Family Deserves

Contact us now to secure your family's future with reliable and personalized life insurance coverage. Let us give you peace of mind and financial security today.